Fixed Rate Mortgages

A fixed mortgage rate mortgage ensures your monthly payments will remain constant regardless of interest rate fluctuation. At Garrett Mortgage you have the additional benefit of no monthly mortgage insurance fees and no prepayment penalty.

Choosing a mortgage lender is a big deal, so don't leave choosing where you finance your home to the last minute. Whether you are a first time homebuyer or have gone through the process a time or two, give Garrett Mortgage an opportunity to make the financing of your home a little less stressful.

Calculate Your Payment

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Fixed Mortgage Rates

Term Rate
As Low As
APR*
As Low As
$200k Ex.
Payment
30 Year 3.625% 3.726% $912.00
20 Year 3.500% 3.626% $ 1160.00
15 Year 3.125% 3.249% $ 1393.00
10 Year 2.990% 3.170% $ 1930.00

*APR=Annual Percentage Rate. 30-Year Fixed 3.625% (3.726% APR) - up to 60% LTV. The interest rate is current as of November 13, 2019. Offer applies to borrowers with a credit score of 740 or better depending on credit qualifications. The payment on a $200,000, 30-year Fixed-Rate Loan at 3.625% (3.726% APR) is $912.00. Property insurance and, if applicable, flood insurance is required. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some restrictions may apply. This rate is applicable for owner-occupied purchase or refinance (no cash out) of a single family dwelling.